What is AD&D insurance?

Accidental death and dismemberment (AD&D) insurance covers both fatal and nonfatal accidents that involve severe injuries such as the loss of a limb.

It’s an ideal complement to other insurance products like life and critical illness policies. Plus, there are no restrictions placed on how the money is spent.

What AD&D insurance covers

Parachute AD&D insurance covers loss of limbs, fingers, and toes, as well as death, quadriplegia, paraplegia, hemiplegia, loss of sight, and loss of hearing.

The loss or injury must be the result of an accident.

Why AD&D insurance makes sense

Accidents can happen at any time and are more common than people think. They can cause a great deal of physical, emotional, and financial hardship.

AD&D insurance is an added layer of financial protection for you and your family.